“You only live once” that is what a lot of people say nowadays who live their lives to the fullest enjoying everything what life has to offer. It is not bad to enjoy the fruits of your hard work but it still better to be prepared when rainy days come. Build up your emergency funds and start saving for your future.
Here are some tips on how to save money:
Change Jar
Collect all your coins in a jar at the end of the day. Coin change from your purchases, coins on your pockets and even those you find in the most unlikely places. Put it all in a jar and be surprised how much it will be when its filled up.
Saving before Spending
Upon receiving your allowance for the day or your salary for a month, deduct a certain amount before you spend it on other things. By this you will be able to discipline yourself to save first before anything else.
Invest
If you think saving is hard, there are a lot of financial investment companies to help you. You can invest your money by paying fixed amount either annually, semi-annually, quarterly, or even monthly. With this, you can be confident that you can save money and at the same time earn through interests.
Again, it is not bad to enjoy the fruits of your hard work once in a while but it is always better to be prepared on the things to come. Start saving now!
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